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Mr M

I have always found the information that my Financial Adviser has given has been beneficial and relevant to my situation. He has always given advice that is appropriate and reliable.

Robin Halliday

Pamela has provided me excellent mortgage advice over many years. I've always found the advice well presented, making it easy to understand.

Happy to recommend.

Company Director - Edinburgh

Shaun displays all the qualities I wanted when planning my future.

He has a way of discussing and explaining things that makes you feel both at ease and informed. I have recommended him to friends and professional contacts and received similar feedback.

Leanne Evans

As a self-employed hairdresser, I wasn't sure how I would pay my new mortgage and the rest of my bills if I got sick.

I went to AFL for advice, and they not only provided me with mortgage insurance and critical illness cover, they also provided me with an income protection plan in case I was off work with a short term accident or illness. All of this was for the same monthly price that the bank had quoted me for basic mortgage insurance. I couldn't believe it.

They also advised me on how and why I should start saving for retirement. I now have a pension plan in place. The tax benefits alone are worth it!

I am so glad I went about seeking professional financial advice as there is no way I could have done this myself. I now feel safe and secure that my bills will be paid and I feel comfortable knowing that I am saving into my pension and won't have to fully rely on the state pension when I retire.

Mrs M

I cannot thank Alan Murray from AFL Financial Planning enough as over the years he has helped me to negotiate what otherwise would have been a total minefield for me.

I trust him myself, but more importantly his advice in all financial matters and his support has been exceptional in my recent retirement. I would have no hesitation in recommending him to anyone.

Brenda West

My husband Jack and I first met with AFL back in 2005 when we were seeking some investment advice. We found AFL to be informative, friendly and most importantly, we trusted them with our savings. They came to see us every year to review our plans and ensure that they continue to be suitable for us. 

When Jack sadly passed away in February 2017, AFL used their utmost discretion and managed to ensure that the transfer of funds was done as smoothly as possible. They continue to manage and review my plans on an annual basis and thanks to that, my investments are now in the most tax efficient environment. If and when I need access to my savings, it’s just a simple phone call and they take care of it for me. I am glad that we went to see AFL when we did as I don’t think I would be in the position I am in today if I hadn’t.


Mrs L

Andrew has been extremely helpful in all aspects of financial advice regards; Pensions, Life Insurances, Critical illness etc.

We have found all advice given by AFL for over 10 years to be sounds and great benefit, giving us, as a family, confidence that we are financially able to deal with most financial situations. 

S Thompson

I have no hesitation in recommending Alan Murray. The service and support is beyond compare. No pressure sales only good, solid, trustworthy advice. Thorough investigation has taken place before any information is presented. His knowledge of his clients needs and preferences is exceptional. I know if i ask Alan for information he will call back, he will have put my best interests first and foremost. Professional, reliable and most importantly - I'd trust his with my last £1!

Mrs K

My adviser provides an excellent personalised service. He gives sound advice, whilst always giving consideration to individual needs. I would highly recommend him to others.

Gillian Jamieson

My adviser provided me with straightforward and comprehensive advice.

As a first time buyer, the world of mortgages is daunting, I was given guidance and reassurance for the duration of the process, and I  used the same adviser for future property mortgages.

I would not hesitate to recommend her.

Mrs. Broderick

Shaun Murphy took on my elderly aunt to build a new portfolio.

He has been attentive, sincere, honest and supportive throughout our negotiations and I consider ourselves extremely fortunate to have had him recommended to us.

Wilma Cochrane

Alan has always been very happy giving us advice on whats best for us financially, I have recommended him to family members they also have been more than delighted with his advice.

Mr S

The service and advice provided by our adviser is first class. He gives good, honest, trustworthy advice which we really value and appreciate.

We would certainly recommend him to anyone looking for financial advice.

Mr K

We are very happy with Maria of AFL handling and advising us with our financial investments.

Mr R

Alan is always respectful and thorough and I have no doubt that my best interests have always been prioritised. Alan has ensured that I fully understand all the information he has supplied. If this means further visits he has been more than happy to oblige. Alan's service and support has been exceptional and his advice trustworthy and sound.

I would not hesitate in recommending Alan's services.

Mrs C

My adviser is always helpful, knowledgeable and trustworthy. He has always answered any questions promptly or returned a call with the information required.

I would not hesitate to recommend him, or the company to anyone.

Mrs H

My Adviser has been a great help to me and I always appreciate any help I'm offered. First class service many thanks.

Mrs B

I have always found that my adviser is very patient, and good at explaining financial matters, and any queries put to her.

Her advice on investments is sound - I continue to be very pleased with their performance.

during a recent period of great personal stress, I received prompt attention and was very grateful for the support received.

Mrs F

The service and support from our adviser has always been exceptional. He is always professional, pleasant and polite at all times.

His advice and explanations are always accurate and confidential.

I would not hesitate in recommending him to anyone.

Mr & Mrs Brwn

Advice for Life have managed our investments and pensions for many years now.

We are very happy with how they have performed and Maria comes to see us every year to review the plans.


Mr J

Maria is always friendly and very helpful all the time. She reviews my plans on an annual basis and always explains my position clearly.

I would highly recommend her.

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